Rating based on 14 reviews


  • Loans bad credit up to $10,000
  • Low-interest up to 48%
  • Repayment up to 36 months

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Credit24 homepage
Author Credit24. Screenshot of Credit24 website.
[Accessed June 10, 2018]

About Credit24

The absence of money during hard times often hits many Australian households. Emergency situations cannot be planned or budgeted for so a personal loan in such times should be easy to obtain.

Credit24 is a smart and detailed portal offering relief for any Australian looking for a fast cash loan. Well presented Credit24 are offer solutions for clients that have poor credit or are looking for a small cash loan they can obtain in the comfort of their own homes.

A simple application

Credit24 have a simple online loan application process and can help you get your money on the very same day that you apply! Credit24 claim an overnight payout of any clients loan - post acceptance – meaning you do not have to wait around for the cash!

A host of info

Some of the intel offered by way of explanation may seem a little frank or negative, with terms such as “bad credit” being employed in places, however in their favour, they capably meet if not exceed legislated information requirements for any consumer thinking of loaning a bad credit loan.

Credit24 Services

A prospective client can choose from a diversified offer at Credit24. They streamline things somewhat by categorising products in order for clients to make an informed decision.

About small loans

Small bad credit loans offer anything from $300 to $2,001 and their repayment term starts at 3 months with capped fees and rates.

These rates are capped at a 20% establishment fee which is once-off and an ongoing 4% monthly account management fee.

Medium loans

Medium loans are the next step up and are usually a little larger than a simple short-term loan or small loan. One can pay this amount off not only as a lump sum but in a few instalments of up to 24 months.

While of course terms will fluctuate slightly, the maximum APR that can be applied to medium term loans is 48% per annum with a maximum loan amount of $5,000. These bad credit loans are often of no higher initial amount yet can be paid back over a year or sometimes slightly more. It is usual, with this option, that the time drag amounts to greater interest charged and thus a more expensive loan.

Credit24 – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate 48%
  • Loan Amount up to $10,000
  • Repayment 90 days to 36 months

Benefits of Credit24

  • Affordable loan terms up to 36 months
  • Low-interest rates starting from 48%
  • Bad credit loans up to $10,000

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Credit24 have a simple online loan application process and you get your money on the very same day that you apply!

From the relative simplicity of an easily manageable cash loan of a few hundred dollars to be paid back in comfortable and affordable payments all the way through to a larger personal loan, Credit24 have gone the extra mile to refine and intensify their product range.

This gives them a far broader appeal across demographics and they are patronised by a more diverse range of clients.

Understand your options

It should, however, be noted that a standing overdraft arrangement with an established bank is usually going to come in at a lower rate of interest for most people and remains a cheaper option.

If you’re looking for a hassle-free bad credit advance that you can get quickly and easily online than Credit24’s options are ideal for you. They are reliable and will always serve you with respect whether you’re a new or existing customer. In all, Credit24 offers a quick loan option, especially for people who need a loan to take care of a financial emergency.

Transparent loans

We value transparency and are therefore completely upfront about how much your bad credit loan will cost you. We clearly outline all of the fees that come with your loan and disclose this to you in a very simple and straightforward manner so that you can understand what you are agreeing to before agreeing to it.  However, if you still need some clarity here and there, simply contact our customer service team and someone will gladly talk you through the pricing.

Flexible repayment options

Aiming to ensure that we meet your loan needs throughout the entire process, we offer our customers flexible repayment options which allow them to find a structure that suits their needs. So you can enjoy the benefit of choosing a repayment schedule that you can keep up with comfortably.

Excellent customer service

Our customer service team is friendly, supportive and professional. Whatever your needs may be, they are available to you to guide and help you throughout the process.

Self-employed applicants

If you are self-employed, you are welcome to apply for a loan. Just make sure that you can provide us with your latest Tax Notice of Assessment in order to prove your income should your application be successful.

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Credit24 is a trusted & reliable provider of loans bad credit

In our review, Credit24 adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

Credit24 is a registered credit provider in Australia: ACL 422839

Customer Reviews & Testimonials

August 2018

Credit24 helped me with a bad credit loan so that I could take my family on a well-deserved holiday. They are the only lender that was willing to give me a loan even with my credit history and fo...

Harry W
— Perth —

February 2019

Even on a Sunday, I got a quick response! I applaud your customer service.

Sarah T
— Canberra —

April 2019

I applied for a bad credit loan and got my money on the same day. I love how fast the process was.

Hailey M
— Brisbane —

Credit24 Contact

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Physical Address

Opening Hours

  • Monday 08:00 – 22:00
  • Tuesday 08:00 – 22:00
  • Wednesday 08:00 – 22:00
  • Thursday 08:00 – 22:00
  • Friday 08:00 – 22:00
  • Saturday 09:00 – 17:00
  • Sunday 09:00 – 17:00