Rating based on 41 reviews

Good2Go Loans

  • Loans bad credit up to $5,000
  • Low-interest starting from 32%
  • Repayment up to 24 months

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Good2Go Loans homepage
Author Good2Go Loans. Screenshot of Good2Go Loans website.
[Accessed June 10, 2018]

About Good2Go Loans

Although cartoonish in rendering and with a sassy look & feel, a few minutes onsite with Good2Go will quickly demonstrate just how geared they are towards bad credit loans.

Having clearly done extensive research on their target market, the site is constructed to enable ease of navigation and facts & a few figures abound.

Straight talk turns to cash

Although offering other services, Good2Go has a keen eye on the niche of bad credit loans and their targeting of this arena is evident from the common sense FAQ tab as well as the intel placed per page.

A transparent lender

Possibly the most transparent lender in the country, Good2Go makes no bones about any details needed to successfully apply for a loan, nor do they hold anything in reserve about how one qualifies or not.

Receiving Centrelink payments?

Generally, however, even if one is on Centrelink but can demonstrate regular income, the company will assist with a quick loan.

Flexible yet compliant

Placing all of its charm and allure in the basket of utter openness and frank talk, this lender dances a merry jig by being wholly compliant with lending legislation on the one hand and also pretty unfussed about things on the other. It’s an offer that is a resounding success with many Australians.

Good2Go Loans Services

There is an online loan application form upon click-through as well as a facility to enable online document verification as well as electronic transaction capacity.

Highly astute site build has enabled a smooth experience for any prospective client. While the site indicates a 4 step process, prospective clients need not be disheartened as it is brisk and snappy in the extreme.

Music to your ears

Bad credit loans are generally in the consumer’s hands on the same day. Good2Go live up to their promise of a fast loan. There are no fees levied for applying nor for granting a loan and, as the company openly states, no nasty surprises waiting ahead.

By way of an example, where a bad credit loan of $500 advanced to a client, with a repayment term of 12 weeks, that client would end up paying $55 a week for final repayment of $660. Loan amounts can be as low as $500 all the way up to $5000.

Flexibility in repayment

Clients need not even have a bank account, although the preferred repayment method is indeed via debit order. Good2Go will, however, accept other forms of payment too.

Good2Go Loans – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate from 32%
  • Loan Amount up to $5,000
  • Repayment 4 weeks to 24 months

Benefits of Good2Go Loans

  • Get a loan in 1 hour
  • Flexible loan terms up to 24 months
  • Interest rates starting from 32%
  • Reliable bad credit loans up to $5,000

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

We go the extra mile for our clients

Hinging largely on their being the last resort for many, the trust factor is large between the company and its clients and mutual respect keeps default to a minimum. Also, in the event of early settlement prior to term, there is no penalty levied.


Good2Go has a very amenable approach if a client can’t pay. As long as one calls 2 days before the due date, arrangements can be made to accommodate the drag on a payment.

Self-employed borrowers

Self-employed individuals are usually elated to learn that Good2Go hesitates not a nanosecond due to their employment status. The company essentially evaluates the prime criterion of whether or not a personal loan is genuinely affordable.

Among all lenders servicing blacklisted loans, this company has few competitors in its no-nonsense approach and chatty style on site.

Actively encouraging returning clients, Good2Go has pretty much brought the essence of a strong relationship to life in a financial service offering, being straightforward and always ready to try and help.

Bad credit loan specialists

Should you need help with completing your application or have questions, we have a whole team of specialists who know a thing or two about bad credit loans. They can assist you throughout the process, explaining whatever you need to be explained and giving you a hand when you need it.

Loan calculator

Before you submit your loan application, get an idea of how much our loan will cost you in just seconds. Use our loan calculator to see how much your repayments could be which will give you an indication of what you can borrow. All you have to do is move the sliders to choose how much you want to borrow and for how long you'd like to borrow it for. However, bear in mind that this serves to give you an idea and should therefore not be taken as an official quote from us.

A responsible lender

We're a lender that is always on your side- you, the ordinary everyday Australian. This means that we lend responsibly to our clients, meaning we will never lend you more than what we believe you can repay comfortably. Our aim is not to put you in a position of financial hardship; it's to give you the quick cash that you need to fulfil whatever financial need you may have.

man holding thumbs up

Good2Go Loans is a trusted & reliable provider of loans bad credit

In our review, Good2Go Loans adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

Good2Go Loans is a registered credit provider in Australia: ACL 439808

Customer Reviews & Testimonials

October 2018

Thank you to the customer consultant who took the time to explain the full details of my bad credit loan to me. Thank you for being so patient and an absolute sweetheart.

Jack W
— Sydney —

August 2018

My rate was so affordable I managed to repay my loan without difficulty.

Riley N
— Brisbane —

January 2019

I desperately needed a car to drive my elderly mother back and forth to the hospital several times a week. I want to say thank you for making this possible for me after struggling to get a loan f...

Charlotte B
— Perth —

Good2Go Loans Contact

Physical Address

Postal Address

  • PO Box 735, Windsor, 2756, Australia

Opening Hours

  • not available