Rating based on 21 reviews

Jacaranda Finance

  • Loans bad credit up to $2,000
  • Low-interest starting from 47.80%
  • Repayment up to 12 months

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Author Jacaranda Finance. Screenshot of Jacaranda Finance website.
[Accessed June 10, 2018]

About Jacaranda Finance

Jacaranda Finance offer personal cash loans to Australians in the range of between $400 and $2,000 with loan terms of up to 12 months.

With Jacaranda Finance you will find that they offer highly personalized services and great customer service. Their customer service people are available online via email and by telephone and customers can easily and quickly get hold of them when needed.

A bad credit lender

This lender will also be able to offer you a bad credit loan provided that you meet their minimum requirements and that you can afford the loan as shown by your bank statements.

Their willingness to offer customers with bad credit a loan lies in the fact that they understand that no one is perfect and that everyone can make mistakes and struggle with their finances at one point or another.

Choose a loan amount

You can make use of their fast loan sliders to determine how much you can afford to borrow and see how much it will cost you. If you need any information on personal loans, Jacaranda, their security or privacy policies or have a question you can easily find the info on their website.

Jacaranda Finance Services

Jacaranda is a unique alternative credit provider that offers quick loans of up to $2,000 with flexible repayment terms of up to a year.

This means you can afford to take out a loan and will have significantly smaller and more affordable monthly repayments.

Why the longer loan term?

While most lenders only offer very small payday loans, Jacaranda has assessed the market and their customer’s needs and decided that a longer loan term would better suit their needs and make loans more affordable.

This will result in less loan defaults and will ensure that people can obtain credit to take care of the things that matter most without having to struggle to afford it. A Jacaranda short term loan can be used for any purpose from car repairs and paying bills to travel money and wedding gifts – there are no restrictions and you are free to apply for whatever purpose you wish to.

Fixed fees

As required by the ASIC, Jacaranda has capped their loan costs and will now charge all customers a 20% establishment fee and an ongoing 4% month account management fee.

This means you will know exactly what the loan will cost you and what is expected of you in terms of repayment from the start.

Jacaranda Finance – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate from 47.80%
  • Loan Amount up to $2,000
  • Repayment 32 days to 12 months

Benefits of Jacaranda Finance

  • Competitive interest rates starting from 47.8%
  • Get a loan within 2 hours
  • Bad credit loans up to $2,000
  • Affordable loan terms up to 12 months

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Get a bad credit loan today! Simply apply online

With Jacaranda, you will find out if you indeed qualify for a loan no longer than 60 minutes after you have completed and submitted your online loan application with them.

Jacaranda’s application form is one of the most streamlined among speedy loan providers and will take a mere 4 minutes to complete.

In addition to offering a fast loan application, they will credit your approved loan in just an hour after you have signed and returned your digital loan agreement or contract.

Reasons to use this Jacaranda Finance:

  • They offer longer loan terms of up to 12 months
  • They offer larger loan amounts than most payday lenders (up to $2,000)
  • They are registered with the ASIC and are a member of the Credit Ombudsman Service
  • They are quick and will credit a loan in just an hour
  • Their application takes only 4 minutes
  • They treat people well
  • You can easily get hold of them via phone or email 

No early repayment fees

You can pay off your bad credit loan early and we won’t penalise you with extra fees for doing so. In fact, we like to see our customers managing their finances better, therefore if you can pay your loan in full right now, there is no need for us to make you drag out your repayments.

A lender that helps you in more ways than one

Not only can we provide bad credit loans, but we also provide valuable information and advice to all our customers. Before you decide to borrow, we want to make sure that you have considered any other options available to you before taking on more credit. But if this is the best option for you, submit your application and we'll see if we can assist and find the best loan offer for you.

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Jacaranda Finance is a trusted & reliable provider of loans bad credit

In our review, Jacaranda Finance adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

Jacaranda Finance is a registered credit provider in Australia: ACL 456 404

Customer Reviews & Testimonials

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Jacaranda Finance Contact

Physical Address

Postal Address

  • PO Box 370, Indooroopilly, 4068, Australia

Opening Hours

  • not available